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What’s a deed, and what is vesting?

A deed is the document that transfers ownership. Vesting is how the new owner holds it.

Diagram: vesting passes from a prior owner to you by a recorded deed.PriorDeedYou

The deed names both sides

The grantor is the person giving an interest. The grantee is the person receiving it. The recorder stamps a date and an instrument number. That number is how you find the page again.

Vesting is the form of ownership on that deed: one person, a couple, a trust, or a company. The words matter later, when someone dies or when a lender asks who can sign.

What to do

  • Read the grantee line on your last deed and compare it with the name on the tax bill.
  • If they differ, ask the county or a real estate lawyer before you assume one of them is wrong.
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